FIRST-TIME HOME BUYER ASSISTANCE PROGRAMS IN Bluffton, SC & Low Country

Bluffton Down Payment Assistance Programs

Bluffton Down Payment Assistance Programs for First-Time Home Buyers

The Dufrene Group is the leading expert in first-time homebuyer programs and down payment assistance programs in Bluffton,SC.  We offer Bluffton Down Payment Assistance Programs as well as new homebuyer programs such as 100% “zero down” home loans to qualified buyers.  Some of our programs may allow you to purchase a home with no down payment or PMI, which can save you hundreds of dollars each month.  NOTE:  All of the following programs are subject to minimum credit scores.

Complete Guide for First Time Home Buyers (click here) 

We created a Complete Guide for you on every step of the process when buying a home here in Bluffton, SC and surrounding areas.

100% No Money Down Home Purchase Loan

Our most popular option for qualified buyers, our no-money down purchase loan may be better for you than a down payment assistance program would be. In fact, many buyers feel that it’s even better than the no down payment USDA home loan program. This true zero down payment program is special because of the flexibility it offers that other loans and programs don’t offer.

House Bluffton Down Payment Assistance Program

One of the most popular of Bluffton down payment assistance programs is the House Bluffton Down Payment Assistance Program.  Depending on household income, buyers can receive a $1,000, $2,500 or $5,000, down payment assistance grant toward a home purchase in eligible neighborhoods.

USDA No Down Payment Program

The USDA Guaranteed Housing Program applies to eligible Bluffton properties for sale in Bluffton and the surrounding areas. Home sellers located in these USDA areas have a competitive leg up on other homes for sale, as well.  Buyer demand for USDA homes for sale continues to grow. USDA home communities are located in some of the most desirable areas.

Affordable Homes under $250,000

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Featured Listing – Buy This Home for No Money Down!

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Frequently Asked Questions From Bluffton First Time Home Buyers

The path to homeownership for first time homebuyers can be very exciting and rewarding. However, it can also be confusing – so we’ve put together a list of the most common questions and their answers to help you understand the process of qualifying for Bluffton Down Payment Assistance Programs.

How do I begin?

The first step you must take to purchase a home is to get qualified for a mortgage loan. There are several types of mortgage loans and terms available, many requiring as little as 3.5% down, and even some with no money down.

Who can help?

The best place to start is by contacting a knowledgeable Realtor® who can help you review your options. Your Realtor can save you—or cost you—thousands of dollars, so it’s very important to have a knowledgeable real estate professional in your corner.

We know Bluffton real estate and have helped hundreds of families buy and sell homes. With over 15 years of experience working with first-time homebuyer programs, The Dufrene Group is here to help you achieve homeownership.

How do I qualify for a home loan?

You must show steady employment with verifiable income. Just as importantly, you must have decent (but not perfect!) credit. Most lenders want to see at least a 640 credit score. However, we have lenders who can qualify buyers with scores as low as 600.

How much house can I afford?

This will depend on the amount of your monthly gross income and the amount of revolving debt you have. We can help you determine all of these factors when you complete our short online application.

How much money do I need to purchase a home in Bluffton?

Not as much as you may think! Based on whether you qualify for one of our Bluffton down payment assistance programs, you may need as little as $1,500 to $2,000 up front for expenses such as contract deposits and bank appraisal fees.

How do I find down payment assistance?

We offer several loans, grants and programs to assist first time home buyers in the Bluffton area. Please feel free to explore all the resources that we use to help our home-buying clients every day.

Let’s Talk About Your Next Home

If you would like more information on any Bluffton Down Payment Assistance programs or services, please contact us and we will have a Dufrene Group representative contact you shortly. You can reach us at 843-707-2267.

Request More Information

If you have questions or would like more information, please call/text us at 843-707-2267 or info@thedufrenegroup.com

 

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