Understanding the 4% or 6% Property Tax Structure on Homes for Sale in Bluffton and Hilton Head Island

Now is the time to buy a home in Bluffton or Hilton Head Island. The housing market is the best it has been in years and it makes perfect sense to take advantage of this opportunity now before prices skyrocket.  Whether you are considering looking at homes in Bluffton or Hilton Head Island as a permanent residence or are considering a 2nd home, or even a vacation rental, it’s important to understand the Special Assessment Ratio Beaufort County has in place for homeowners. As a realtor in Bluffton, I’m readily available to answer any questions you may have about property taxes in Beaufort County.

Property Taxes on Homes in Bluffton and Hilton Head

The rate of property taxes on homes in Bluffton and Hilton Head Island is based not only on the value of the home, but on residency status and what you plan to do with the home as well.  Here’s how it works:

The Beaufort County tax assessor appraises the value of homes in Bluffton and Hilton Head Island based on comparable area sales, the home’s amenities, location, condition, etc. This value is then multiplied by 4% for residents of Beaufort County and 6% for non-residents, to determine the “assessed value” of the home.

The determined value of the home is then multiplied by the corresponding millage rate for the district of the home. If you are considered a resident of Beaufort County, you will qualify for the 4% tax ratio and are not required to pay school taxes. Non-residents, those whose primary home is located outside of Beaufort County, are assessed the 6% tax ratio, which includes different tax rates. Our Bluffton realtor can answer any questions you may have about this tax.

How Residents Can Ensure They Are Taxed at the Correct Tax Ratio

Homeowners must file an application with the Beaufort County Assessor to ensure they are taxed at 4% for residents. Once the application is filed, it will be renewed automatically each year, unless there is a change in the mailing address or in the property’s use. In accordance with the law, you must notify the Assessor within six months if you change your residency.

To File for the 4% Special Assessment Ratio You Need the Following:

Please be aware of the following items that are required for eligibility of the Special Assessment Ratio (4%), both items are needed from you and your spouse.

-Copy of your South Carolina vehicle(s) registration

-Copy of your South Carolina driver’s license or identification card

-Copy of owner-occupants most recently filed South Carolina Income tax return

-Copy of your trust agreement if property is held in a trust

 

If MILITARY Provide:

-Copy of PCS Orders and Military/ Spouse ID

-Copy of current Leave and Earnings Statement (LES)

-Military members AND their spouses must provide driver’s license(s), vehicle registration(s) and voter   registration(s) regardless of where licensed or registered

-Yes, State Law provides for a 4% property assessment ratio on primary residences

 

The Dufrene Group – Your Bluffton Real Estate Experts

As an experienced Bluffton realtor, I can help explain the Beaufort County property tax process and make you aware of the different tax districts and millage rates for homes in Bluffton and Hilton Head Island. You can reach me at (843) 707-2267 or via email here.

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Bluffton Real Estate Market is Hot for Homes $250k and Under

The Bluffton real estate market has definitely seen a spike in home sales in recent months. In fact, it has seeing a huge spike in homes that are priced at $250k and under. No matter if you are looking at homes for sale in in Bluffton, or you want to sell your Bluffton home; now is definitely the time to do so!

Homes for Sale in Bluffton Under $250k

Although, there has been an overall market increase in home sales in the Hilton Head and Bluffton area, it seems that most people are looking at the homes for sale in Bluffton that are priced at $250k and under. “This seems to be the most popular price range in our area that folks are gravitating towards,” said Dufrene Group owner and realtor Anthony Dufrene. “In some cases, homes in this price range are literally selling in less than a week! The demand for these moderately priced homes is showing us that the economy here in Bluffton is booming and that families are looking for affordable homes in family friendly neighborhoods to make some roots here in the Low Country. This is a great thing for our area!”

If you have been looking at the homes for sale in Bluffton and are thinking about buying, there simply is not a better time to take advantage of the market before home prices begin to rise. Let the Dufrene Group, an experienced Bluffton realtor, show you the available homes for sale in Bluffton and make some roots of your own in this beautiful area.

Thinking of Selling Your Home?

If you have been considering selling your Bluffton home, now is also the perfect time. With the spike in the area’s real estate market, it is obvious Bluffton real estate is in high demand. If you plan to list your home for $250k or less with a realtor in Bluffton, you will most likely see a fast sale with several interested buyers. If you’d like to list your home for sale in Bluffton, The Dufrene Group would love to be your Bluffton realtor, and has the experience and drive to get you the best deal possible.

The Dufrene Group – Your Experienced Bluffton Real Estate Experts

We are excited about the Bluffton real estate market and would love the opportunity to be your realtor in Bluffton. The Dufrene Team has the leadership, negotiation skills and professionalism you want representing you in the sale or purchase of your home. Contact us here or give us a call at (843) 707-2267 to get started today!

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Meet the Builder of the New Latitude Margaritaville Community in Hardeeville SC

If you are as excited as we are about the new Latitude Margaritaville community coming to the Hilton Head area, you will be thrilled about what the builder, Minto Communities, has planned for this new neighborhood in Hardeeville! I am happy to be a Latitude Margaritaville Realtor and am very excited to show you this new over-55 community!

Your Bluffton Realtor Can Help You Live Life Like a Jimmy Buffett Song at Latitude Margaritaville

Of course, Jimmy Buffett and his laid back Margaritaville lifestyle are the inspiration for the new Hilton Head area Minto Community. In partnership with Margaritaville, Minto will create this wildly original Latitude Margaritaville community – where life rolls easy, neighbors are friends, and the party never ends. If you want to be a part of the fun, I’m the Bluffton realtor that can make that happen!

About the New Margaritaville Latitude Homes for Sale               

If you’re like everyone else, you’re dying to know more about the Margaritaville Latitude homes for sale. These Minto homes are designed to be low-maintenance, which means residents have more time to enjoy all the fun and recreation! Design features include open floorplans, indoor-outdoor living spaces, and the latest technologies. Flexible room options are designed to meet the lifestyle needs of individual homeowners. And every Latitude Margaritaville home includes a wide array of premium features.

In addition, the new Latitude Margaritaville homes will be 30% more efficient than most new homes today and 60% more efficient than a typical used home. Minto has won numerous awards for green building and energy efficiency and Latitude Margaritaville homes continue with this standard.

Want to Take a Look at the New Margaritaville Latitude Community?

As a Latitude Margaritaville realtor, I’d love to tell you more about the community, the amenities, the expected move in dates, home prices, and more! If you’d like to learn more about the Margaritaville Latitude homes for sale, contact me today! I would love to be your Bluffton realtor and help you find your piece of paradise at Margaritaville Latitude in Hardeeville, SC.

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Want to Buy a Home in Bluffton, SC? Check Out these New No Money Down Mortgage Programs  

Want to Buy a Home in Bluffton, SC? Check Out these New No Money Down Mortgage Programs  

If you are in the market to buy a new home, you will be thrilled to know that the days of little or no money down payments for home buyers are back! In recent housing news, several national lenders are offering huge incentives to home buyers Now is the time to buy a Home in Bluffton, SC and plant some roots in the beautiful SC Lowcountry! As your experienced Bluffton realtor, I can help!

The New Mortgage Programs You Don’t Want to Miss

Recently, many national mortgage lenders have been offering home buyers the chance to get a loan with as little as a 1% down payment and even zero-down home loans. This is a great opportunity to get a Bluffton realtor and find the perfect Hilton Head Island or Bluffton, SC house for sale. There simply could not be a better time to become a homeowner!

Your Bluffton Realtor-  The Dufrene Group – Can Help You with Both of Those Things!

The Dufrene Group can help you understand the home buying process from beginning to end. We can help you every step of the way when you buy a home in Bluffton or Hilton Head Island and are ready to assist you.

First, we will help you understand the mortgage process and the special programs offered. We know that the mortgage approval process can be intimidating to many buyers, and our team of Bluffton realtors can help guide you through the process.

Next, (this is the FUN part) once you are pre-approved by your lender, we can show you all the available Bluffton, SC homes for sale in your price range and take you on a tour of your favorites! We can show you a variety of neighborhoods and home styles and let you see what Bluffton has to offer. In fact, you can start looking at local homes for sale right now!

Please contact the Dufrene Team at (843) 707-2267 or via email here to learn more about the special mortgage programs and get pre-approved to buy a home in Bluffton, SC today!

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