Required Documents for a Home Mortgage Loan in Hilton Head, SC

Finding a Low Country home you want to buy is easy! The mortgage paperwork is a different story! If you have a mortgage lender in mind, it is a good idea to start this process as soon as you know you want to buy a home on Hilton Head Island or Bluffton. If you don’t have a preferred lender, your Bluffton Realtor can recommend a local lender that they have worked with that they trust.

Your lender will check your credit report and determine an approximate loan approval amount for a basic pre-qualification letter within a day or so. A full loan approval, however, will require paperwork and documentation. Your home loan, as well as the amount of money you can borrow, are contingent on this important documentation, so it’s a good idea to start gathering this info now so you aren’t overwhelmed when your lender needs it.

These are some of the documents you will likely need for your home loan in SC:

Documents Needed to Verify Income

  • Pay stubs for the last 30 to 60 days
  • Tax Returns for the past 2 years

Documents Needed to Verify Assets

  • Most recent 2 months bank statements including all pages – even blank ones
  • Most recent retirement and investment statements

Credit Report

  • Your lender will run your credit report to determine your credit score for your mortgage approval

Home Sale Contingencies

  • A copy of your executed purchase contract

There may be additional forms and documentation required for your home loan approval in SC, which the Dufrene Group, your Realtor in Bluffton, can help you with.  Contact us today to get your Bluffton or Hilton Head Island home buying process started. We can connect you with a lender and email you a list of homes with your criteria so you can find your dream home on Hilton Head Island.

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Bluffton Realtor

These Beautiful Bluffton Homes for Sale Can Be Yours – Tips for Homebuyers in Bluffton, SC

House hunting in the beautiful SC Low Country is a nature and beach lover’s dream come true! When you are ready to look at the homes for sale in Bluffton, the team at the Dufrene Group can share their expertise in the Bluffton real estate housing market and help you find exactly what you’re looking for. Whether you are a first-time homebuyer or a current homeowner, our Bluffton Realtor can help you prepare for buying your home and offers these tips for homebuyers in Bluffton for a successful and fun homebuying experience.

Tips for Bluffton Homebuyers

Know Exactly How Much You Can Afford – What you want to spend and what you can actually afford
may be two different things. Your top priority in the homebuying process should be to get pre-qualified
for your mortgage. You will save so much time and effort if you know your mortgage budget, which
allows you to make a confident offer on the perfect home for you.

Make a Home Search Plan – The first step in finding the perfect home is to connect with a reputable
Realtor in Bluffton who will make the whole process a breeze. You will save money, time, and the
frustration of house hunting. An experienced Realtor can help you narrow down your search and keep
you informed of all the homes for sale in Bluffton and even take you on a tour of your favorites!

Be A Little Flexible – The fact is that most first time homebuyers do not typically end up purchasing their
home in the neighborhood or area of their original choice. Being a little bit flexible and expanding your
home search to include additional neighborhoods suggested by your Bluffton Realtor open a whole new
set of opportunities. Staying true to your requirements but being a little bit flexible can work wonders in
your Bluffton homes search.

Be Aware of the Community Costs for Homeowners – The Bluffton and Hilton Head Island, SC area is
home to many communities with a Homeowner’s Association (HOA). In addition to your mortgage
payment, many homes for sale in Bluffton incur other costs and fees associated with your Bluffton
home. Your Realtor in Bluffton can explain the HOA fees for each community which include any special
assessments, membership fees, etc.

Count on the Dufrene Group – Your Full-Service Real Estate Agency!!!!!!!
Working with an experienced and professional Bluffton Realtor is the best way to have a stress free
homebuying experience. We are here to take care of everything, so you don’t have to. We’d love to help you get pre-approved for your house purchase and show you the homes for sale in Bluffton.

Contact us today for no cost, no obligation information!

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Jimmy Buffett’s New Latitudes Community Brings a Taste of Margaritaville to the Lowcountry

 

Jimmy Buffett’s New Latitudes Community Brings a Taste of Margaritaville to the Lowcountry

If you love the idea of living your life like a Jimmy Buffett song, the new Latitude Margaritaville community for folks 55 and over is set to open in Hardeeville in 2018 and is sure to be a hit with those seeking the tropical, laid back lifestyle Buffett’s endeavors are so popular for!

The new 2,739-acre Latitude Margaritaville will be built on US 278 in the former Hilton Head Lakes community and will feature a variety of different types of homes with a resort oriented lifestyle. The amenities are world class and include a resort themed pool, high end fitness center, game and hobby rooms, tennis and pickleball courts and even a Margaritaville Restaurant and other retail and entertainment opportunities.

Latitude Margaritaville Coastal Style Homes

Not only will the New Latitude Margaritaville be a fun community to live in, the homes will be spectacular. The design of the new homes will be heavily influenced by the SC coast and will ooze Southern charm with unique coastal architecture.

The community plans include 3,000+ homes with many different floor plans and designs to choose from with home prices starting in the low $200’s. Development of the community will begin immediately with model homes opening in early 2018.

Want to Live in the New Latitude Margaritaville Community?  I Can Help with That!

If you want to explore the real estate opportunities in the New Latitude community, all you need is pair of flip flops, a fun-loving attitude, and a realtor for Margaritaville in Hardeeville!

Looking to find the best realtor in Bluffton to show you around this exciting new community and introduce you to all it has to offer? I can help with that! If you’re ready to escape to a Margaritaville state of mind, I’d love to be your realtor for Margaritaville in Hardeeville and help you find the home of your dreams.

It is my goal to be the #1 realtor in Bluffton and to help you with your real estate needs in any way I can. I am experienced in the Bluffton, Hilton Head, and Hardeeville real estate markets and look forward to helping you escape to the perfect laid back Margaritaville lifestyle on the beautiful SC coast.

For more info go to: https://www.latitudemargaritaville.com/

Anthony Dufrene Realtor Hardeeville

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