Day Trip from Hilton Head Island: Visit Daufuskie Island, SC

Exploring the SC Low Country truly never gets old. There is just so much to see and do on Hilton Head Island, Bluffton, and the surrounding areas. Whether you live here full time, have a vacation home here, or just dream of the day when you can buy a home on Hilton Head Island, you must take the time to discover and explore the area when possible. One place that you must put on your Bucket List is Daufuskie Island.

Just a short ferry ride across the Calibogue Sound from Hilton Head Island, Daufuskie Island is an unspoiled jewel many people never have the privilege of seeing. From its dirt roads and uncrowded beaches, to its history, hauntings, and vineyards – Daufuskie Island is not your ordinary Island.    

Those who have been have their own reasons for liking Daufuskie Island. Some love spending time on the uncrowded, pristine beaches, others like to listen to the live entertainment at Freeport Marina, while many come for the delicious Low Country food and drinks at the Old Daufuskie Crab Company. Everyone though comes to get away from hectic city life and slow down a bit.

Explore Daufuskie Island via a guided tour which takes you to all of the historic landmarks and popular sights or explore on your own with the self-guided golf cart adventure! Spend the day visiting Daufuskie Island’s historic landmarks, isolated beaches, delicious restaurants, and fun galleries filled with crafts from local artisans. Discover a whole new world on Daufuskie Island!

From the relaxing boat ride over, to the friendly locals, and Low Country ambiance, this unspoiled, undeveloped Island takes you back to a simpler time. Make it a point to take the ferry to Daufuskie Island. You will be glad you did!  

The Dufrene Group Can Help You Own a Piece of Paradise

If you want to buy a vacation home on Hilton Head Island, a full-time home in Bluffton, or make your escape and own a home on Daufuskie Island, the Dufrene Group Realtors in Bluffton can help! Check out the area homes for sale here and contact us to schedule a tour of your favorites!

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Best FREE Things to do This Holiday Season in Hilton Head and Bluffton, SC

Holiday spending can really take a toll on our wallets, so it’s nice to know that some of the best things in life in the SC Low Country are FREE! We love living in the Hilton Head and Bluffton area and the holidays are so much better at the beach! Here are some of the amazing no-cost activities that are planned for the Hilton Head Island and Bluffton area!

Family Friendly Holiday Festivities 

  • Holiday Lights at Shelter Cove Towne CentreThru December 31 – Enjoy lights and special events at Shelter Cove throughout the season until December 31.
  • Bluffton Christmas Parade – December 1 – The Annual Town of Bluffton Christmas Parade begins at 10 a.m. Saturday December 1st – Rain or shine in downtown Bluffton! The parade will start at the corner of Bridge and Pritchard Streets.
  • Winter Wonderland FestivalDecember 7The Winter Wonderland Festival will be held at Shelter Cove Community Park on Friday, Dec. 7, 2018 from 4-8 p.m. There will be hayrides, carnival games, petting zoo, children’s parade, Mr. & Mrs. Claus, and more!
  • Harbour Town LightsThroughout DecemberEnjoy the lights! Stroll along the Harbour and enjoy the illuminated seasonal figures with the centerpiece of the display being a towering Christmas tree. Harbour Town is the perfect place to be this holiday season with live entertainment and activities.
  • New Year’s CelebrationDecember 31Enjoy a festive New Year’s Eve golf ball drop from the top of the Harbour Town Lighthouse! Enjoy food, fun, entertainment and live music throughout Harbour Town, then count down the ball drop as we welcome the new year! There will be two drops: 7pm and midnight.

The team at the Dufrene Group wants to wish you and yours a wonderful holiday season! We are always here to help you find the perfect vacation house, oceanside condo, or permanent home in our beautiful area! Our team can check to see if you are Santa’s “Good List” and help you get qualified for a mortgage today! Nothing says Merry Christmas like a home for the holidays!

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Some of the Best Golf Courses in the U.S. are Found in Our Own Backyard in Bluffton and Hilton Head Island, SC

Millions of people visit the Bluffton and Hilton Head Island, SC area each year. Some come to relax on our pristine beaches, others love the laid-back vibe and tons of family-friendly activities, and then there are the golfers! These folks know that some of the most beautiful and challenging golf courses in the world are hidden behind area plantation gates with breathtaking ocean views and unique Low Country Live Oak and blossoming magnolia tree-lined fairways.

In fact, it is because of these world-class golf courses that many people are interested in homes for sale in Bluffton and homes for sale on Hilton Head Island. There are so many golf-oriented communities in the Low Country area, that living on or near your favorite course is as easy as asking a Bluffton Realtor to show you the available properties in your price range! From beautiful condos on the Harbour Town Golf Links on Hilton Head Island to a sprawling home on the Colleton River Plantation Golf Course in Bluffton, our Realtor in Bluffton can show you exactly what you are looking for in a golf-oriented home. Check out some of the most popular golf courses in the Bluffton and Hilton Head Island area.

Best Golf Courses on Hilton Head Island and Bluffton, SC

If it is your dream to live on one of these beautiful golf courses in Hilton Head or Bluffton, SC, our team of experienced Realtors at the Dufrene Group in Bluffton is ready to help make your dream come true. Just give us the word and we can create a list of all the golf-oriented properties for sale in Bluffton and Hilton Head Island for you to visit. Simply let us know your favorite golf homes for sale in Hilton Head or Bluffton and we will take you on a tour of them! Contact us today to schedule your tour of golf course homes at 843/707-2267 or contact us here.

 

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Bluffton Realtor

These Beautiful Bluffton Homes for Sale Can Be Yours – Tips for Homebuyers in Bluffton, SC

House hunting in the beautiful SC Low Country is a nature and beach lover’s dream come true! When you are ready to look at the homes for sale in Bluffton, the team at the Dufrene Group can share their expertise in the Bluffton real estate housing market and help you find exactly what you’re looking for. Whether you are a first-time homebuyer or a current homeowner, our Bluffton Realtor can help you prepare for buying your home and offers these tips for homebuyers in Bluffton for a successful and fun homebuying experience.

Tips for Bluffton Homebuyers

Know Exactly How Much You Can Afford – What you want to spend and what you can actually afford
may be two different things. Your top priority in the homebuying process should be to get pre-qualified
for your mortgage. You will save so much time and effort if you know your mortgage budget, which
allows you to make a confident offer on the perfect home for you.

Make a Home Search Plan – The first step in finding the perfect home is to connect with a reputable
Realtor in Bluffton who will make the whole process a breeze. You will save money, time, and the
frustration of house hunting. An experienced Realtor can help you narrow down your search and keep
you informed of all the homes for sale in Bluffton and even take you on a tour of your favorites!

Be A Little Flexible – The fact is that most first time homebuyers do not typically end up purchasing their
home in the neighborhood or area of their original choice. Being a little bit flexible and expanding your
home search to include additional neighborhoods suggested by your Bluffton Realtor open a whole new
set of opportunities. Staying true to your requirements but being a little bit flexible can work wonders in
your Bluffton homes search.

Be Aware of the Community Costs for Homeowners – The Bluffton and Hilton Head Island, SC area is
home to many communities with a Homeowner’s Association (HOA). In addition to your mortgage
payment, many homes for sale in Bluffton incur other costs and fees associated with your Bluffton
home. Your Realtor in Bluffton can explain the HOA fees for each community which include any special
assessments, membership fees, etc.

Count on the Dufrene Group – Your Full-Service Real Estate Agency!!!!!!!
Working with an experienced and professional Bluffton Realtor is the best way to have a stress free
homebuying experience. We are here to take care of everything, so you don’t have to. We’d love to help you get pre-approved for your house purchase and show you the homes for sale in Bluffton.

Contact us today for no cost, no obligation information!

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Home Buying Stategies -Buying Home in Hilton Head SC

No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are our best tips to buying a home.

1. Know your Buying Power

First, understand the hidden costs of buying a home. You will need to save not only for the down payment of your home – which is typically between 10%-20% of the offer price – but also for any additional transaction fees, such as transfer tax, PMI, title insurance, and legal fees.

Second, you need to figure out what you can realistically afford each month to understand how much house you can buy. Your mortgage rate will depend on your creditworthiness – if you have a high credit score, your lender will likely approve you for a lower mortgage rate, which can save you thousands of dollars per year in interest.

2. Fix Your Credit

When you apply for your loan pre-approval, you don’t want to have anything to hide on your application. So don’t lower your credit score by doing anything that will originate more inquiries into your credit. For example, don’t open any new credit cards. Also, don’t omit any debts or loans when you apply. If the loan officer discovers them in the application process, they may deny you a pre-approval.

Don’t raise any red flags with your creditworthiness in the weeks before closing. Any one of these moves could mean that you’re denied the loan and the deal falls through – even if you’ve already been pre-approved!

3. Work with a Knowledgeable Buyer’s Agent

Do you understand what kind of market you are buying into? Even within a city’s limit, there can be micro markets that are increasing or decreasing in value.

That is why it’s important to hire a highly competent real estate agent who knows the specific market. You want to make sure that the professional who you’re working with really understands what the market is like and will help you find the home you desire.

Request a Buyer’s Market Analysisfor the desired area you are looking at. A buyer’s market analysis report outlines which neighborhoods are still up and coming – with potential for increased property value – versus those that have peaked with inflated home prices. Having this analysis at your fingertips will help you know if a home’s list price is above comparable properties so you don’t overpay for a home.

Looking for a home in the Hilton Head Island – Bluffton area? Let me help you find the home of your dreams. I am well versed in this real estate market, and can provide you with a buyer’s market analysis to help you find the right neighborhood for you. Contact Me today!

 

 

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Getting A Hilton Head, SC Home Mortgage

Get an understanding of how the loan process works. Below we’ve outlined the steps to securing financing for your Hilton Head SC home.

1. Sort and organize all necessary documents

Lenders will request a long list of documents when you apply for a mortgage, so getting them ready early will save you time. What they want to see is proof that you can repay your loan, which includes documents such as a record of your employment, bank statements, tax returns, credit checks, and pay stubs. They’ll also take into consideration costs such as child support and alimony payments. The more information you can provide about your income, the better. If you have debt, your credit check should show that you’re regularly working towards paying it off.

2. Get pre-qualified or pre-approved

Getting an idea of how much of a loan you qualify for can happen in two different ways. The first is to get pre-qualified, which means the lender takes a quick look at your files and gives you a price range.

Pre-approval is lengthier, and while you do have to wait, we almost always recommend getting pre-approved for a mortgage. It shows that you’re able to buy, which can give you a leg up during the negotiation stages.

Either way, knowing what you can afford will save you time when searching for homes, not to mention help keep expectations in sight.

3. Set up the loan

From the length of the loan to the rates and fees, there’s a long list of items to consider when you’re putting together a loan. This is there your loan officer will really lend a hand. This tedious process is often simplified when you, the officer, and your REALTOR work together to put together a loan that meets your needs.

4. Finalize approval

Now that you have the house of your dreams in sight, your loan officer will return to all of the documentation you supplied during the pre-approval or pre-qualification steps. They’ll look at employment, credit, and other assets. If they request any more documents, provide them as quickly as possible.

It’s important to avoid making any large purchases until the loan closes, so you don’t set off any red flags. Now you can schedule your closing date and time!

5. Close on the loan

Closing on the loan means sealing the deal on your financing. All of the final documents will be signed, typically with a notary present. Double check the loan amount and all other terms, including the interest rate. Look at details as simple as your name and address; you don’t want any hiccups. Pay your closing costs and down payments, and you’ll be on your way!

Mortgage Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home’s sale price, the term of the loan desired, buyer’s down payment percentage, and the loan’s interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

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Buying a Condo in Hilton Head SC

Before considering a Hilton Head Island condo, there are things to consider. We have provided resources and recommendations in this article that may help you through this process.

It is important to form an opinion on the Hilton Head Island area as a whole before you start the property searching process. It is recommended you visit the area and take in some of the sights to get a feel for the area.  Hilton Head Island is known for beautiful beaches, southern hospitality, and great weather. Many of the Condominiums’ are inside of Plantation Communities. Within these communities there may be homes, villas, condos, and resorts. Find the place that feels right to you before committing to purchasing property.  It may be worth getting a feel for several places.

Just like in every industry, some real estate agents in Hilton Head Island are better than others.  Some are more knowledgeable than others in specific areas like condos.  That is why it is helpful to Find a Hilton Head Island Condo Expert. Few agents understand condominiums and the individual buildings. You should find someone who has experience in this area and well versed in the condominium buying process.  It is advisable to find someone who is very capable in answering questions you have about specific buildings, and possibly suggest other buildings that meet the criteria you provide.  Doing this will help you to avoid many potential pitfalls during your search for a condo for sale in Hilton Head Island area.

When purchasing a condo, you become a member in the condominium association.  Condominiums are run a lot like a corporation.  One item you should have a firm grasp on is the financial condition of the association you are joining.  An experienced agent will not only be able to help you gain access to the condo docs, budget, Frequently Asked Questions, and end of year financials.  They will be able to walk you through these documents.  It is possible you are looking at documents like this for the first time and could use the eyes of someone who has done this many times before.  It is not uncommon for some condominium owners to be surprised months after closing to find out things about the association they were not aware of during the contract process.   These surprises can easily be prevented with the help of a knowledgeable agent and reviewing the condominium association information.

It may also be helpful to become familiar with the expenses related to condominium ownership. Some people find that looking at easy to read historical graphs is helpful.  If you are reading this and you are interested in Buying a Condo in Hilton Head SC for personal use or for investment purposes, we would love to assist you in finding the perfect Condo that meets all of your needs.

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