Common Mistakes First Time Homebuyers Make When Buying Homes for Sale in Bluffton

The home buying process is not necessarily a simple one. A lot of things are dependent on each other for everything to go well. Stress levels are high and first time homebuyers are anxious.  It really can be an enjoyable experience though, if you work with the right Realtor in Bluffton. An experienced Bluffton Realtor can negotiate a great deal on your dream home and help you along the way with any tips, advice, and knowledge to make your Bluffton home purchase as smooth as possible.

Here are some of the common mistakes first time homebuyers make and advice on how to avoid them from Bluffton Realtor Anthony Dufrene of the Dufrene Group in Bluffton, SC.

Common Mistakes that First-time Homebuyers Make

  • Failing to Get the Home Inspected – Having a home inspection for a property you are considering can potentially save you thousands of dollars in the future. Paying the cost of a home inspection now, which is around $350-$500, is pennies compared to potential issues the home may have such as problems with the foundation, plumbing, HVAC or electrical system.
  • Untimely Correspondence with Lender – A common mistake by first time homebuyers in Bluffton, SC is that they fail to check their e-mail or messages regularly. Since the mortgage process is very time sensitive, it is crucial to approach the approval process with urgency and promptly respond to critical loan documentation that your mortgage company has requested. Also, be on the lookout for correspondence from your real estate agent, appraiser, and inspector.
  • Choosing Not to Work with a Buyer’s Agent – Some first time homebuyers think that they either don’t need or can’t afford a buyer’s agent when looking at homes for sale in Bluffton and homes for sale on Hilton Head Island. This is not true at all! There is no charge to work with a buyer’s agent, as the seller pays the commission on the sale of the home. In addition, purchasing contracts can be filled with legal jargon that is confusing. Choose a buyer’s agent that will work hard to show you the properties in your budget and desired areas to find your favorite homes for sale in Bluffton.
  • Ignoring Loan Assistance Programs – Be sure to take advantage of the various loan programs for first-time buyers from federal, state and local resources, as there are some programs designed to develop certain rural areas. The HUD website can give you information on loan and grants offered, and veterans should also be aware of the VA program. Assistance ranges from down payment help to closing costs, if you qualify. Be sure to ask Your Bluffton Realtor for program information.

The Dufrene Group Can Help First time Homebuyers with Homes for Sale in Bluffton and Hilton Head Island

The Dufrene Group is here to help with any questions 1st time homebuyers may have about the Bluffton area, loan process, local housing market, or home loan programs that you may have. Feel free to contact the team here via email or at (843) 707-2267 today to get pre-approved for a home mortgage and start your search of Bluffton homes for sale.

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Fall Festivals on Hilton Head Island and Bluffton, SC

September through November is a great time to be on Hilton Head Island and in Bluffton, SC. The weather is near perfect with daytime temperatures near 80 and temps that only dip into the 50’s at night. The mild fall and winter seasons are a few of the many reasons so many people look for homes for sale in Bluffton and homes for sale on Hilton Head Island. Many folks look for a Bluffton Realtor to show them vacation homes so that they can spend the colder seasons down South, to enjoy life with no snow shoveling, heavy coats, and freezing temperatures. Others ask their Realtor in Bluffton to show them homes on Hilton Head Island, so they can enjoy the beach and amazing weather of the SC coast all year long.

Fall is the perfect time to get out and enjoy the wonderful weather and fun-filled festivals in Hilton Head and Bluffton, like these popular Low Country events:

Fall Festivals on Hilton Head Island and Bluffton, SC

  • Historic Bluffton Arts and Seafood Festival – October 13 thru Oct 21, 2018 – This popular festival is a week-long event offering a variety of activities, with locally harvested seafood, delicious Low Country cuisine, rich history, culture and art of the area and Southern hospitality found only in Bluffton, SC. Get more information here.
  • Music & Taste on the Harbour at Shelter Cove Harbour & Marina – September 20, 2018 (and more) – This exciting seasonal event returns this fall on Thursdays beginning September 6th through October 18th at Neptune Statue, combining the best local bands with delicious food and drinks. Now in its 10th season, this outdoor concert series will kick-off with The Headliners and will feature a variety of bands on Thursday nights. Get more information here.
  • Hilton Head Island Concours d’Elegance & Motoring Festival – November 3, 2018 – Hilton Head Island’s own Concours d’Elegance & Motoring Festival offers the creme de la creme in automotive exhibition, racing, dining, and entertainment. Here the best, the brightest, and most passionate automotive and aeronautic dreams of yesterday, today, and tomorrow come true right before your eyes. Get more information and tickets here.
  • Crescendo – September 27 thru November 4, 2018 – Crescendo, a regional event, organized in honor of October’s National Arts and Humanities month, highlights and showcases the vast array of arts, culture and history organizations, individual artists, performers, and authors residing and working in the Hilton Head/ Bluffton area. Join the celebration and honor the importance of arts and culture in America and our local community. Learn more here.  
  • Music to Your Mouth at Palmetto Bluff – November 15 thru November 18, 2018 – The 12th Annual Music to Your Mouth is a celebration of the best and the brightest of the South’s culinarians and the delectable cuisine of our region. Family recipes passed down from each generation, fresh produce from local farms and the creative masterminds behind it all converge for a multi-day event series that is a culmination of the finest in Southern food.Learn more and buy tickets here.

Want to be a Part of the Hilton Head Island and Bluffton Community?

We would love to have you join our community and enjoy Low Country living at its finest. If you would like to see homes for sale in Bluffton or homes for sale on Hilton Head Island, the Dufrene Group can show you the available properties in your desired community and price range. Our Bluffton Realtors are here to help and would love to show you around town. Contact us here to schedule a tour!

 

 

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It’s Time for Some Summer Time Fun on Hilton Head Island

It’s no secret that the Hilton Head and Bluffton area are a top destination for those looking for a great
summer getaway. In fact, many visitors decide that a few weeks each summer is simply not enough time
in the amazing Low Country of SC and decide to look at the homes for sale in Bluffton, Hilton Head
Island, and Beaufort during their summer vacation. We understand, and we certainly can’t blame you,
after all, check out all of these amazing activities we have going on to help celebrate summer!

Summer Jams and Fireworks at Dusk – The Island Recreation Association is proud to bring you a fun-
filled, festive atmosphere with the highlight of the night fireworks which start around 9 pm every
Tuesday during the summer. Kids of all ages can enjoy inflatable bounce houses and face painting for a
minimal fee. Bring your lawn chairs and enjoy the fireworks!

Movie Nights in the Park – After the sun sets over Broad Creek join us waterside at Shelter Cove
Community Park for a summer full of blockbuster hits! Watch all your favorites under the stars on a 20′
movie screen. No admission fee! Beach chairs, blankets and take-out food from Shelter Cove Towne
Centre merchants recommended! Every Thursday night at 9 pm throughout the summer!

HarbourFest at Shelter Cove Harbour & Marina – Enjoy this weekly celebration during the summer
(every Monday – Friday) with live music featuring Shannon Tanner, entertainment from Cappy the
Clown, art & crafts and activities for kids. Tuesday nights during HarbourFest are the traditional
fireworks nights featuring a spectacular show that lights up the summer nighttime sky. HarbourFest,
Shelter Cove Harbour’s signature summer event, occurs mid-June through mid-August.

Sunset Celebration – Join us on the banks of Broad Creek for a picnic and a sunset serenade at the
pavilion in Shelter Cove Community Park. Bring a beach chair, blanket, and pick up a picnic from one of
our local merchants. Sunset Celebration, featuring live local music and laid-back family entertainment, is
brought to you every Friday each summer by the merchants of Shelter Cove Towne Centre. FREE!
Not to mention relaxing days on our pristine beaches, fun with your friends on our world-class golf
courses, exploring Sea Pines with the kids, a trail ride with the friendly folks at Lawton Stables, or a cool
dip in one of our gorgeous resort pools. The summer fun simply does not end on beautiful Hilton Head
Island!

And…. the fun never ends if you live here! If you are vacationing in Hilton Head now and want to take a
look at the amazing properties available for sale, we’d love to show you around. Give The Dufrene Group
a call at 843/707-6627 or send us a message here. We’d love to help you find the home of your dreams.
One of our experienced Realtors in Bluffton can show you the available homes for sale in Bluffton or
Hilton Head and help you find a place to call your own so you can enjoy the amazing coastal life in the
Hilton Head and Bluffton area!

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The Best Time to List Your Home for Sale

If you’re wondering if there is a better time of the year to sell your home, the answer is yes! As an
experienced Bluffton Realtor, I can tell you that the time of year you decide to sell your home definitely
matters and plays an important role in the Hilton Head and Bluffton housing market.
Best Season to Buy or Sell Your Bluffton Home.

There is definitely more home buying/selling activity in the spring and summer months than there is
during the fall and winter seasons. There are several factors that come into play that make the spring
and summer a better market for homes for sale in Bluffton. Circumstances like school being out gives
families a much more open schedule and a chance to relocate without affecting their child’s school year.
In the fall, school resumes, then we have the holidays, which both make families want to be settled in
their homes instead of buying or selling them.

Typically, a Realtor in Bluffton will see an increase in the number of home sales as the Low Country
housing market approaches the spring “home-selling” season. In fact, home sales begin to increase in
February and March, after the holidays, and continues to increase through August. Sales start to see a
decrease in the new school year approaches, making the best market for homes for sale in Bluffton in
May, June, July, and August.

These peak selling months are important for both buyers and sellers. For home buyers, there is a
greater inventory of homes for sale in Bluffton to choose from, so they will have a better chance of
finding the right property. For sellers, it means the home will sell faster and with less marketing efforts.
Now is the Time! Your Bluffton Realtor is Ready to Help

If you are thinking of selling your Hilton Head, Bluffton, or Beaufort home, now is the perfect time to do
so. Our experienced Realtors in Bluffton can help determine the best price for your home and have a
plethora of marketing strategies to ensure your home gets sold quickly – and for the most money
possible.

If you are in the market for a new home, it is also the perfect time! The homes for sale in Bluffton and
Hilton Head is plentiful, which gives you a variety of home choices and communities to fit any budget.
The team at the Dufrene Group is here to help. Give us a call at (843) 707-2267 or drop us a line here.

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Enjoy Some Fun in the Sun Memorial Day Weekend on Hilton Head Island and Bluffton, SC

May is a great time to visit the Bluffton and Hilton Head Island area. The weather is nearly perfect and there are so many planned events and festivities for the extended Memorial Day holiday weekend! Each May we welcome many visitors who come to the beautiful SC Low Country to enjoy our warm spring days that are perfect for lounging on the beach, lingering picnics in the park and rounds of golf on manicured courses. Some folks even take advantage of their vacation time here with a Bluffton Realtor to look for homes for sale in Bluffton and Hilton Head Island.

Whether you are a visitor or a local to our area, here are some tips from your Bluffton Realtor at the Dufrene Group for some fun-filled events to check out during Memorial Day weekend in Hilton Head and Bluffton.

Memorial Day Weekend Events in Hilton Head Island and Bluffton 

Gregg Russell Concert in Sea Pines – A Sea Pines summertime classic for over 30 years, adults and kids of all ages will enjoy local crooner Gregg Russell, who performs fun and family-friendly songs every weeknight under the famous Liberty Oak from 8:00 – 9:30 p.m. The concerts are a popular Island event and are free of charge.

Hilton Head Art Festival – This year’s Hilton Head Island Art Festival, presented by Nash Gallery, features the handcrafted works of the North American craftsman. Experience fine art, food, great music and shopping at Shelter Cove Harbour & Marina this Memorial Day Weekend Saturday and Sunday, May 26 – 27 from 10 a.m. – 5 p.m.

Heyward House Public Day – The Historic Heyward House in Bluffton invites you to join them for Public Day, to take a step back in time and learn how to play 19th-century games like rolling hoop, marbles, cup and ball, and buzz-saw to see how they compare to the games we play today! May 26th from 11:00-12:00 p.m. Cost is $5 for children and $10 for adults.

America Sings Concert – AMERICA SINGS! is one of Hilton Head’s most anticipated Memorial Day weekend events with an All-American tribute that includes a special salute to members of the United States Armed Forces and Veterans and pays respect to those who have made the ultimate sacrifice. Performed by the Hilton Head Choral Society, this special concert is scheduled for Sunday, May 27, at 7 p.m. at First Presbyterian Church, 540 William Hilton Parkway.

Daufuskie Day – If you haven’t taken the ferry over to Daufuskie Island, you are missing out! Here’s your chance to explore this tiny barrier island during their Daufuskie Day celebration. Join them Sunday, May 27th from 2 – 6:00 p.m. for fun in the Carolina sunshine, live music from Groove Town Assault, Scrap Iron Beers, boat rides and an afternoon of Daufuskie Island shenanigans.

HarbourFest at Shelter Cove Harbour & Marina – In its 30th season, this popular annual event kicks off Memorial Day Weekend at Shelter Cove Marina with a concert from Island favorite Shannon Tanner and arts, crafts, and entertainment from Cappy the Clown. A must-see while visiting Hilton Head Island!

 

Your Bluffton Realtor is Here to Help!

The Dufrene Group, your Bluffton Realtor, is excited to help you find the home you’ve been dreaming of in Bluffton or Hilton Head Island or sell your Low Country home now while the market is hot! We are experts in the local real estate market and are here to help guide you every step of the way! If you’re looking for a Realtor in Bluffton, the Dufrene Group’s experience and local market knowledge make’s us a great choice! Give us a call at 843/707-2267 or contact us here for more info!

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First Time Homebuyer in Bluffton, SC? The Dufrene Group Can Help

Buying your first home is an exciting milestone. It can also be overwhelming since you have never been
through the process before. The key to a stress-free home buying experience for first-time homebuyers
is to choose an experienced Realtor in Bluffton who can guide you through the process and offer you
the information and tools needed to find the home of your dreams… and have fun doing it!
The team at The Dufrene Group has these tips to offer the first-time homebuyer and would love the
opportunity to be your Bluffton Realtor! We can show you the homes for sale in Bluffton and help you
be successful and fulfill your dreams of being a homeowner! Here’s what to expect during the
home buying process:

Step by Step Guide to the Homebuying Process
Step 1 – Get pre-approval for your mortgage
Step 2 – Talk to a Bluffton Realtor who will assist you in the process
Step 3 – Search for homes for sale in Bluffton
Step 4 – Make an offer on a home
Step 5 – Offer accepted by the seller
Step 6 – Home is under contract – Inspection is complete, and repairs are negotiated
Step 7 – Closing – Congrats! The home is YOURS!

It is crucial to choose a Realtor in Bluffton who can help you through these homebuying steps to assist
you in finding a home, ensure you get the best deal and walk you through each part of the process.
That’s what the Dufrene Group does best, and we would be honored to assist you in becoming a
homeowner!

The Dufrene Group is YOUR Bluffton Realtor

Anthony Dufrene and the team at The Dufrene Group are excited to help first-time homebuyers find the
home of their dreams in the beautiful SC Low Country. We will skillfully help you navigate the
Bluffton/Hilton Head real estate market and guide you through the home buying process. If you’re
looking for a Realtor in Bluffton, The Dufrene Group is waiting to help. Give us a call at 843-707-2267 or
contact us here for more info!

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Bluffton Realtor

These Beautiful Bluffton Homes for Sale Can Be Yours – Tips for Homebuyers in Bluffton, SC

House hunting in the beautiful SC Low Country is a nature and beach lover’s dream come true! When you are ready to look at the homes for sale in Bluffton, the team at the Dufrene Group can share their expertise in the Bluffton real estate housing market and help you find exactly what you’re looking for. Whether you are a first-time homebuyer or a current homeowner, our Bluffton Realtor can help you prepare for buying your home and offers these tips for homebuyers in Bluffton for a successful and fun homebuying experience.

Tips for Bluffton Homebuyers

Know Exactly How Much You Can Afford – What you want to spend and what you can actually afford
may be two different things. Your top priority in the homebuying process should be to get pre-qualified
for your mortgage. You will save so much time and effort if you know your mortgage budget, which
allows you to make a confident offer on the perfect home for you.

Make a Home Search Plan – The first step in finding the perfect home is to connect with a reputable
Realtor in Bluffton who will make the whole process a breeze. You will save money, time, and the
frustration of house hunting. An experienced Realtor can help you narrow down your search and keep
you informed of all the homes for sale in Bluffton and even take you on a tour of your favorites!

Be A Little Flexible – The fact is that most first time homebuyers do not typically end up purchasing their
home in the neighborhood or area of their original choice. Being a little bit flexible and expanding your
home search to include additional neighborhoods suggested by your Bluffton Realtor open a whole new
set of opportunities. Staying true to your requirements but being a little bit flexible can work wonders in
your Bluffton homes search.

Be Aware of the Community Costs for Homeowners – The Bluffton and Hilton Head Island, SC area is
home to many communities with a Homeowner’s Association (HOA). In addition to your mortgage
payment, many homes for sale in Bluffton incur other costs and fees associated with your Bluffton
home. Your Realtor in Bluffton can explain the HOA fees for each community which include any special
assessments, membership fees, etc.

Count on the Dufrene Group – Your Full-Service Real Estate Agency!!!!!!!
Working with an experienced and professional Bluffton Realtor is the best way to have a stress free
homebuying experience. We are here to take care of everything, so you don’t have to. We’d love to help you get pre-approved for your house purchase and show you the homes for sale in Bluffton.

Contact us today for no cost, no obligation information!

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2018 Real Estate Market in Bluffton and Hilton Head Island, SC

A Look at the 2018 Real Estate Market in Bluffton and Hilton Head Island, SC

The housing market in Beaufort County, SC was strong in 2017 and the 2018 Real Estate Market Report indicates the trend will continue into this year.  This means that if you are looking to sell homes in Bluffton, it is the perfect time to do so. Those looking to buy a home, however, will see that while there are plenty of available homes for sale in Bluffton and Hilton Head Island, you may be pressed to find homes in your price range. This makes having a knowledgeable Bluffton Realtor on your side more important than ever.

Here are some facts about the current Bluffton and Hilton Head Island real estate market:

Real Estate Market in Bluffton and Hilton Head Island, SC

  • Closed sales rose by 9 percent for homes and 19 percent for condos/villas on Hilton Head Island over the past year
  • Closed sales of homes and condos in Bluffton rose by 6 percent over the past year
  • Sales prices for Hilton Head homes and condos rose by 3 percent
  • Sales prices for Bluffton homes and condos rose by 6.5 percent
  • The average sales price for homes on Hilton Head Island in 2017 was $535,000
  • The average sales price for homes in Bluffton in 2017 in 2017 was $227,500

The market report shows an increase in average prices as well as closed sales, which is a positive sign for the area’s housing market. The most popular communities for sales in the area are the Bluffton neighborhoods of Hampton Lake and Hampton Hall. Closed home sales in these communities rose 10 percent over the past year.  Learn more about Hampton Lake, Hampton Hall, and other available homes for sale.

Are You Ready to Sell Your Home or View Available Homes for Sale?

As an experienced Bluffton Realtor, I am very optimistic about the real estate market in Beaufort County for the coming year. If you are considering buying or selling a home in the area, now is the perfect time. I am ready to show you the available homes for sale in Bluffton and Hilton Head Island at your convenience. I can also help if you have interest in selling your home. Please contact me for a FREE home valuation to see what your home is worth in today’s market.

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Spotlight on Top Bluffton Neighborhoods

Bluffton, SC is a great place to live and now is the time to buy the home of your dreams! As a realtor in Bluffton, I have seen the real estate market in the area continue to grow and now is the time to take a look at the homes for sale in Bluffton before the prices go up!

Bluffton offers a variety of different neighborhoods to choose from – all with their own unique features, location, amenities, and price range. Here are a few of the popular communities with homes for sale in Bluffton and some info about what you can expect to find in each neighborhood. I’ve also included a link for each community with a list of the available homes for sale.

Popular Bluffton Communities and Their Available Homes for Sale

Hampton Hall – Hampton Hall is a gated community located minutes from Hilton Head Island and is an ideal place to live and play. Hampton Hall offers a wide selection of on-site amenities for your entire family to enjoy including a Pete Dye Signature Golf Course, 22,000-square-foot lakefront clubhouse, 17- acre activity center, basketball courts, playground, outdoor swimming pool and wet deck for the kids, 25-meter indoor lap pool, tennis complex with on-site tennis pros and more! House prices start around $275k.

Moss Creek –  Private residential community with 1042 acres bordered by 1200-acre state nature preserve along Colleton River to the west and Lowcountry marshlands on the east. You will see why it is affectionately known as “Mother Nature’s Hole-in-One.” Located on the mainland across from the bridge from Hilton Head Island, it boasts two Private Fazio-designed championship golf courses, Bostwick Pavilion that features a marina, playground, and picnic area. Also, nearby is the fitness center and community pool, tennis club with seven Har-Tru lighted courts, equestrian center, Fording Island nature preserve and blue heron bird sanctuary, and miles of leisure trails available to all owners. Homes in Moss Creek start around $200k.

Berkley Hall – This private gated residential golf community is recognized by Links and Travel & Leisure Golf magazines as “One of America’s 100 Premier properties.” It is breathtaking. The property is comprised of approximately 1,000 acres of beautiful lush land along the pristine Okatie River, in Bluffton, South Carolina. This community offers 440 developed home sites, most of which are full-size or estate-size, with a few cottages clustered near the club house and fitness center. Amenities include two Fazio Golf Courses, 30-acre golf learning center, leisure trail, gardens/community clubhouse, security gate, boat storage, and more. Homes start at around $275k.

Hampton Lake – Hampton Lake is the Hilton Head/Bluffton area’s premier private lake community. The jewel of the community is the 165-acre freshwater lake that includes 7 miles of navigable waterways and 15 miles of shoreline. The community features a 24-hour manned gatehouse, Backwater Bill’s Lowcountry-casual restaurant, fitness center, full-service spa, miles of hiking and biking trails and boardwalks, an outpost campsite, family-oriented resort-style pool with a lazy river, adults-only pool with private shaded cabanas, children’s water play area, and a lakefront sandy beach with fire pits. House prices range from the high $300,000’s to $1 million+.

Palmetto Bluff – is a gated residential community of 22,000 acres between Hilton Head Island, South Carolina, and Savannah, Georgia. With 32 miles of waterfront land on the May, Cooper, and New Rivers and 6,500 acres of completely undisturbed managed forests. Wilson Village represents the “town” aesthetic, with its village green, Lowcountry church, boat landing, community dock, canoe club, lawn and racquet club, and croquet court. The neighborhood sidewalks are all brick, and the street lights are not electric but gas, similar to those in Charleston’s downtown area. The “country” lifestyle is exemplified by the 18-hole championship Jack Nicklaus–designed May River Golf Club, and the residential neighborhoods of May River Forest East and West boast golf, lake, marsh, and river vistas.  Homes in Palmetto Bluff start at $300k.

Check out more Bluffton homes for sale in other popular neighborhoods here.

 

Our Bluffton Realtor Can Help You Find the Bluffton Home of Your Dreams  

Our team at the Dufrene Group can help you find a home in beautiful Bluffton that fits your style, size requirements, and budget. We are familiar with the homes for sale in Bluffton and the communities in the area and can help you with your search and purchase of your home. We’d love to show you around the neighborhoods that interest you! Contact us today to see how we can help!

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Do You Know Which Type of Home Loan is Best for You?

Do You Know Which Type of Home Loan is Best for You? Your Bluffton Realtor Can Help  

Buying a home and getting a mortgage can be confusing, especially if you’ve never done it before. There is no need to stress, you just need a friend with experience to guide you. That’s where I can help. I am a Bluffton realtor and can assist you every step of the way in the home buying process from mortgage referrals to closing on your dream home.

The first step in buying a home is to get approved for a mortgage. There are a variety of different types of loans available for Bluffton homes for sale for qualified buyers.

Types of Home Loans

Fixed vs. Adjustable Rate

One of the first loan decisions you must make is whether you want a fixed-rate or an adjustable-rate mortgage. (ARM).

Fixed-Rate – Loan maintains the same interest rate and monthly payment for the entire loan repayment term.

Adjustable-Rate – Loan has an interest rate that will adjust/change each year after an initial period of remaining fixed.

Next, you will need to decide about other types of loans including government-insured home loans like FHA and VA, as well as regular conventional loan.

A conventional home loan is one that is not guaranteed or insured by the federal government in any way.

There are several types of government insured home loans:

FHA Loans
FHA insured loans are available to all types of borrowers. The government protects the lender against losses and the borrower gets a low down payment, but must pay mortgage insurance each month. .
VA Loans
The U.S. Department of Veterans Affairs (VA) offers a loan program to current and past military service members and their families. This government backed loan means the VA will reimburse the lender for losses. Borrowers typically receive 100% financing on home purchases.

USDA / RHS Loans (Many Homes in Beaufort Country Qualify for This)
The United States Department of Agriculture (USDA) offers a loan program for rural borrowers who meet certain income requirements. Much of the Beaufort County area qualifies for the USDA/RHS loan. If you want to know if certain Bluffton homes for sale or Hilton Head homes for sale qualifies, contact me here.

Please note that borrowers can combine types of loans as follows: You may decide to choose an FHA loan with an adjustable rate mortgage or possibly a fixed interest rate on a conventional home loan. There are many options.

Need Help Sorting Through the Mortgage Process?

The team at the Dufrene Group knows it all probably seems so overwhelming. It’s very important to educate yourself about the process of buying a home, so you’ll get one you love and that’s comfortable for your budget. As an experienced realtor in Bluffton, it is my job (and privilege) to help you understand the loan process and get qualified to buy a home in Bluffton.

Please contact me for more information and feel free to check out the Bluffton homes for sale and the Hilton Head homes for sale. If you see any you are interested in, I’d love to take you on a tour. We are here to answer any questions you have, and are ready and willing to help guide you through the process.

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