The Best Time to List Your Home for Sale

If you’re wondering if there is a better time of the year to sell your home, the answer is yes! As an
experienced Bluffton Realtor, I can tell you that the time of year you decide to sell your home definitely
matters and plays an important role in the Hilton Head and Bluffton housing market.
Best Season to Buy or Sell Your Bluffton Home.

There is definitely more home buying/selling activity in the spring and summer months than there is
during the fall and winter seasons. There are several factors that come into play that make the spring
and summer a better market for homes for sale in Bluffton. Circumstances like school being out gives
families a much more open schedule and a chance to relocate without affecting their child’s school year.
In the fall, school resumes, then we have the holidays, which both make families want to be settled in
their homes instead of buying or selling them.

Typically, a Realtor in Bluffton will see an increase in the number of home sales as the Low Country
housing market approaches the spring “home-selling” season. In fact, home sales begin to increase in
February and March, after the holidays, and continues to increase through August. Sales start to see a
decrease in the new school year approaches, making the best market for homes for sale in Bluffton in
May, June, July, and August.

These peak selling months are important for both buyers and sellers. For home buyers, there is a
greater inventory of homes for sale in Bluffton to choose from, so they will have a better chance of
finding the right property. For sellers, it means the home will sell faster and with less marketing efforts.
Now is the Time! Your Bluffton Realtor is Ready to Help

If you are thinking of selling your Hilton Head, Bluffton, or Beaufort home, now is the perfect time to do
so. Our experienced Realtors in Bluffton can help determine the best price for your home and have a
plethora of marketing strategies to ensure your home gets sold quickly – and for the most money
possible.

If you are in the market for a new home, it is also the perfect time! The homes for sale in Bluffton and
Hilton Head is plentiful, which gives you a variety of home choices and communities to fit any budget.
The team at the Dufrene Group is here to help. Give us a call at (843) 707-2267 or drop us a line here.

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Enjoy Some Fun in the Sun Memorial Day Weekend on Hilton Head Island and Bluffton, SC

May is a great time to visit the Bluffton and Hilton Head Island area. The weather is nearly perfect and there are so many planned events and festivities for the extended Memorial Day holiday weekend! Each May we welcome many visitors who come to the beautiful SC Low Country to enjoy our warm spring days that are perfect for lounging on the beach, lingering picnics in the park and rounds of golf on manicured courses. Some folks even take advantage of their vacation time here with a Bluffton Realtor to look for homes for sale in Bluffton and Hilton Head Island.

Whether you are a visitor or a local to our area, here are some tips from your Bluffton Realtor at the Dufrene Group for some fun-filled events to check out during Memorial Day weekend in Hilton Head and Bluffton.

Memorial Day Weekend Events in Hilton Head Island and Bluffton 

Gregg Russell Concert in Sea Pines – A Sea Pines summertime classic for over 30 years, adults and kids of all ages will enjoy local crooner Gregg Russell, who performs fun and family-friendly songs every weeknight under the famous Liberty Oak from 8:00 – 9:30 p.m. The concerts are a popular Island event and are free of charge.

Hilton Head Art Festival – This year’s Hilton Head Island Art Festival, presented by Nash Gallery, features the handcrafted works of the North American craftsman. Experience fine art, food, great music and shopping at Shelter Cove Harbour & Marina this Memorial Day Weekend Saturday and Sunday, May 26 – 27 from 10 a.m. – 5 p.m.

Heyward House Public Day – The Historic Heyward House in Bluffton invites you to join them for Public Day, to take a step back in time and learn how to play 19th-century games like rolling hoop, marbles, cup and ball, and buzz-saw to see how they compare to the games we play today! May 26th from 11:00-12:00 p.m. Cost is $5 for children and $10 for adults.

America Sings Concert – AMERICA SINGS! is one of Hilton Head’s most anticipated Memorial Day weekend events with an All-American tribute that includes a special salute to members of the United States Armed Forces and Veterans and pays respect to those who have made the ultimate sacrifice. Performed by the Hilton Head Choral Society, this special concert is scheduled for Sunday, May 27, at 7 p.m. at First Presbyterian Church, 540 William Hilton Parkway.

Daufuskie Day – If you haven’t taken the ferry over to Daufuskie Island, you are missing out! Here’s your chance to explore this tiny barrier island during their Daufuskie Day celebration. Join them Sunday, May 27th from 2 – 6:00 p.m. for fun in the Carolina sunshine, live music from Groove Town Assault, Scrap Iron Beers, boat rides and an afternoon of Daufuskie Island shenanigans.

HarbourFest at Shelter Cove Harbour & Marina – In its 30th season, this popular annual event kicks off Memorial Day Weekend at Shelter Cove Marina with a concert from Island favorite Shannon Tanner and arts, crafts, and entertainment from Cappy the Clown. A must-see while visiting Hilton Head Island!

 

Your Bluffton Realtor is Here to Help!

The Dufrene Group, your Bluffton Realtor, is excited to help you find the home you’ve been dreaming of in Bluffton or Hilton Head Island or sell your Low Country home now while the market is hot! We are experts in the local real estate market and are here to help guide you every step of the way! If you’re looking for a Realtor in Bluffton, the Dufrene Group’s experience and local market knowledge make’s us a great choice! Give us a call at 843/707-2267 or contact us here for more info!

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First Time Homebuyer in Bluffton, SC? The Dufrene Group Can Help

Buying your first home is an exciting milestone. It can also be overwhelming since you have never been
through the process before. The key to a stress-free home buying experience for first-time homebuyers
is to choose an experienced Realtor in Bluffton who can guide you through the process and offer you
the information and tools needed to find the home of your dreams… and have fun doing it!
The team at The Dufrene Group has these tips to offer the first-time homebuyer and would love the
opportunity to be your Bluffton Realtor! We can show you the homes for sale in Bluffton and help you
be successful and fulfill your dreams of being a homeowner! Here’s what to expect during the
home buying process:

Step by Step Guide to the Homebuying Process
Step 1 – Get pre-approval for your mortgage
Step 2 – Talk to a Bluffton Realtor who will assist you in the process
Step 3 – Search for homes for sale in Bluffton
Step 4 – Make an offer on a home
Step 5 – Offer accepted by the seller
Step 6 – Home is under contract – Inspection is complete, and repairs are negotiated
Step 7 – Closing – Congrats! The home is YOURS!

It is crucial to choose a Realtor in Bluffton who can help you through these homebuying steps to assist
you in finding a home, ensure you get the best deal and walk you through each part of the process.
That’s what the Dufrene Group does best, and we would be honored to assist you in becoming a
homeowner!

The Dufrene Group is YOUR Bluffton Realtor

Anthony Dufrene and the team at The Dufrene Group are excited to help first-time homebuyers find the
home of their dreams in the beautiful SC Low Country. We will skillfully help you navigate the
Bluffton/Hilton Head real estate market and guide you through the home buying process. If you’re
looking for a Realtor in Bluffton, The Dufrene Group is waiting to help. Give us a call at 843-707-2267 or
contact us here for more info!

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Bluffton Realtor

These Beautiful Bluffton Homes for Sale Can Be Yours – Tips for Homebuyers in Bluffton, SC

House hunting in the beautiful SC Low Country is a nature and beach lover’s dream come true! When you are ready to look at the homes for sale in Bluffton, the team at the Dufrene Group can share their expertise in the Bluffton real estate housing market and help you find exactly what you’re looking for. Whether you are a first-time homebuyer or a current homeowner, our Bluffton Realtor can help you prepare for buying your home and offers these tips for homebuyers in Bluffton for a successful and fun homebuying experience.

Tips for Bluffton Homebuyers

Know Exactly How Much You Can Afford – What you want to spend and what you can actually afford
may be two different things. Your top priority in the homebuying process should be to get pre-qualified
for your mortgage. You will save so much time and effort if you know your mortgage budget, which
allows you to make a confident offer on the perfect home for you.

Make a Home Search Plan – The first step in finding the perfect home is to connect with a reputable
Realtor in Bluffton who will make the whole process a breeze. You will save money, time, and the
frustration of house hunting. An experienced Realtor can help you narrow down your search and keep
you informed of all the homes for sale in Bluffton and even take you on a tour of your favorites!

Be A Little Flexible – The fact is that most first time homebuyers do not typically end up purchasing their
home in the neighborhood or area of their original choice. Being a little bit flexible and expanding your
home search to include additional neighborhoods suggested by your Bluffton Realtor open a whole new
set of opportunities. Staying true to your requirements but being a little bit flexible can work wonders in
your Bluffton homes search.

Be Aware of the Community Costs for Homeowners – The Bluffton and Hilton Head Island, SC area is
home to many communities with a Homeowner’s Association (HOA). In addition to your mortgage
payment, many homes for sale in Bluffton incur other costs and fees associated with your Bluffton
home. Your Realtor in Bluffton can explain the HOA fees for each community which include any special
assessments, membership fees, etc.

Count on the Dufrene Group – Your Full-Service Real Estate Agency!!!!!!!
Working with an experienced and professional Bluffton Realtor is the best way to have a stress free
homebuying experience. We are here to take care of everything, so you don’t have to. We’d love to help you get pre-approved for your house purchase and show you the homes for sale in Bluffton.

Contact us today for no cost, no obligation information!

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2018 Real Estate Market in Bluffton and Hilton Head Island, SC

A Look at the 2018 Real Estate Market in Bluffton and Hilton Head Island, SC

The housing market in Beaufort County, SC was strong in 2017 and the 2018 Real Estate Market Report indicates the trend will continue into this year.  This means that if you are looking to sell homes in Bluffton, it is the perfect time to do so. Those looking to buy a home, however, will see that while there are plenty of available homes for sale in Bluffton and Hilton Head Island, you may be pressed to find homes in your price range. This makes having a knowledgeable Bluffton Realtor on your side more important than ever.

Here are some facts about the current Bluffton and Hilton Head Island real estate market:

Real Estate Market in Bluffton and Hilton Head Island, SC

  • Closed sales rose by 9 percent for homes and 19 percent for condos/villas on Hilton Head Island over the past year
  • Closed sales of homes and condos in Bluffton rose by 6 percent over the past year
  • Sales prices for Hilton Head homes and condos rose by 3 percent
  • Sales prices for Bluffton homes and condos rose by 6.5 percent
  • The average sales price for homes on Hilton Head Island in 2017 was $535,000
  • The average sales price for homes in Bluffton in 2017 in 2017 was $227,500

The market report shows an increase in average prices as well as closed sales, which is a positive sign for the area’s housing market. The most popular communities for sales in the area are the Bluffton neighborhoods of Hampton Lake and Hampton Hall. Closed home sales in these communities rose 10 percent over the past year.  Learn more about Hampton Lake, Hampton Hall, and other available homes for sale.

Are You Ready to Sell Your Home or View Available Homes for Sale?

As an experienced Bluffton Realtor, I am very optimistic about the real estate market in Beaufort County for the coming year. If you are considering buying or selling a home in the area, now is the perfect time. I am ready to show you the available homes for sale in Bluffton and Hilton Head Island at your convenience. I can also help if you have interest in selling your home. Please contact me for a FREE home valuation to see what your home is worth in today’s market.

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Do You Know Which Type of Home Loan is Best for You?

Do You Know Which Type of Home Loan is Best for You? Your Bluffton Realtor Can Help  

Buying a home and getting a mortgage can be confusing, especially if you’ve never done it before. There is no need to stress, you just need a friend with experience to guide you. That’s where I can help. I am a Bluffton realtor and can assist you every step of the way in the home buying process from mortgage referrals to closing on your dream home.

The first step in buying a home is to get approved for a mortgage. There are a variety of different types of loans available for Bluffton homes for sale for qualified buyers.

Types of Home Loans

Fixed vs. Adjustable Rate

One of the first loan decisions you must make is whether you want a fixed-rate or an adjustable-rate mortgage. (ARM).

Fixed-Rate – Loan maintains the same interest rate and monthly payment for the entire loan repayment term.

Adjustable-Rate – Loan has an interest rate that will adjust/change each year after an initial period of remaining fixed.

Next, you will need to decide about other types of loans including government-insured home loans like FHA and VA, as well as regular conventional loan.

A conventional home loan is one that is not guaranteed or insured by the federal government in any way.

There are several types of government insured home loans:

FHA Loans
FHA insured loans are available to all types of borrowers. The government protects the lender against losses and the borrower gets a low down payment, but must pay mortgage insurance each month. .
VA Loans
The U.S. Department of Veterans Affairs (VA) offers a loan program to current and past military service members and their families. This government backed loan means the VA will reimburse the lender for losses. Borrowers typically receive 100% financing on home purchases.

USDA / RHS Loans (Many Homes in Beaufort Country Qualify for This)
The United States Department of Agriculture (USDA) offers a loan program for rural borrowers who meet certain income requirements. Much of the Beaufort County area qualifies for the USDA/RHS loan. If you want to know if certain Bluffton homes for sale or Hilton Head homes for sale qualifies, contact me here.

Please note that borrowers can combine types of loans as follows: You may decide to choose an FHA loan with an adjustable rate mortgage or possibly a fixed interest rate on a conventional home loan. There are many options.

Need Help Sorting Through the Mortgage Process?

The team at the Dufrene Group knows it all probably seems so overwhelming. It’s very important to educate yourself about the process of buying a home, so you’ll get one you love and that’s comfortable for your budget. As an experienced realtor in Bluffton, it is my job (and privilege) to help you understand the loan process and get qualified to buy a home in Bluffton.

Please contact me for more information and feel free to check out the Bluffton homes for sale and the Hilton Head homes for sale. If you see any you are interested in, I’d love to take you on a tour. We are here to answer any questions you have, and are ready and willing to help guide you through the process.

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Home Buying Stategies -Buying Home in Hilton Head SC

No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are our best tips to buying a home.

1. Know your Buying Power

First, understand the hidden costs of buying a home. You will need to save not only for the down payment of your home – which is typically between 10%-20% of the offer price – but also for any additional transaction fees, such as transfer tax, PMI, title insurance, and legal fees.

Second, you need to figure out what you can realistically afford each month to understand how much house you can buy. Your mortgage rate will depend on your creditworthiness – if you have a high credit score, your lender will likely approve you for a lower mortgage rate, which can save you thousands of dollars per year in interest.

2. Fix Your Credit

When you apply for your loan pre-approval, you don’t want to have anything to hide on your application. So don’t lower your credit score by doing anything that will originate more inquiries into your credit. For example, don’t open any new credit cards. Also, don’t omit any debts or loans when you apply. If the loan officer discovers them in the application process, they may deny you a pre-approval.

Don’t raise any red flags with your creditworthiness in the weeks before closing. Any one of these moves could mean that you’re denied the loan and the deal falls through – even if you’ve already been pre-approved!

3. Work with a Knowledgeable Buyer’s Agent

Do you understand what kind of market you are buying into? Even within a city’s limit, there can be micro markets that are increasing or decreasing in value.

That is why it’s important to hire a highly competent real estate agent who knows the specific market. You want to make sure that the professional who you’re working with really understands what the market is like and will help you find the home you desire.

Request a Buyer’s Market Analysisfor the desired area you are looking at. A buyer’s market analysis report outlines which neighborhoods are still up and coming – with potential for increased property value – versus those that have peaked with inflated home prices. Having this analysis at your fingertips will help you know if a home’s list price is above comparable properties so you don’t overpay for a home.

Looking for a home in the Hilton Head Island – Bluffton area? Let me help you find the home of your dreams. I am well versed in this real estate market, and can provide you with a buyer’s market analysis to help you find the right neighborhood for you. Contact Me today!

 

 

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Getting A Hilton Head, SC Home Mortgage

Get an understanding of how the loan process works. Below we’ve outlined the steps to securing financing for your Hilton Head SC home.

1. Sort and organize all necessary documents

Lenders will request a long list of documents when you apply for a mortgage, so getting them ready early will save you time. What they want to see is proof that you can repay your loan, which includes documents such as a record of your employment, bank statements, tax returns, credit checks, and pay stubs. They’ll also take into consideration costs such as child support and alimony payments. The more information you can provide about your income, the better. If you have debt, your credit check should show that you’re regularly working towards paying it off.

2. Get pre-qualified or pre-approved

Getting an idea of how much of a loan you qualify for can happen in two different ways. The first is to get pre-qualified, which means the lender takes a quick look at your files and gives you a price range.

Pre-approval is lengthier, and while you do have to wait, we almost always recommend getting pre-approved for a mortgage. It shows that you’re able to buy, which can give you a leg up during the negotiation stages.

Either way, knowing what you can afford will save you time when searching for homes, not to mention help keep expectations in sight.

3. Set up the loan

From the length of the loan to the rates and fees, there’s a long list of items to consider when you’re putting together a loan. This is there your loan officer will really lend a hand. This tedious process is often simplified when you, the officer, and your REALTOR work together to put together a loan that meets your needs.

4. Finalize approval

Now that you have the house of your dreams in sight, your loan officer will return to all of the documentation you supplied during the pre-approval or pre-qualification steps. They’ll look at employment, credit, and other assets. If they request any more documents, provide them as quickly as possible.

It’s important to avoid making any large purchases until the loan closes, so you don’t set off any red flags. Now you can schedule your closing date and time!

5. Close on the loan

Closing on the loan means sealing the deal on your financing. All of the final documents will be signed, typically with a notary present. Double check the loan amount and all other terms, including the interest rate. Look at details as simple as your name and address; you don’t want any hiccups. Pay your closing costs and down payments, and you’ll be on your way!

Mortgage Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home’s sale price, the term of the loan desired, buyer’s down payment percentage, and the loan’s interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

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Buying a Condo in Hilton Head SC

Before considering a Hilton Head Island condo, there are things to consider. We have provided resources and recommendations in this article that may help you through this process.

It is important to form an opinion on the Hilton Head Island area as a whole before you start the property searching process. It is recommended you visit the area and take in some of the sights to get a feel for the area.  Hilton Head Island is known for beautiful beaches, southern hospitality, and great weather. Many of the Condominiums’ are inside of Plantation Communities. Within these communities there may be homes, villas, condos, and resorts. Find the place that feels right to you before committing to purchasing property.  It may be worth getting a feel for several places.

Just like in every industry, some real estate agents in Hilton Head Island are better than others.  Some are more knowledgeable than others in specific areas like condos.  That is why it is helpful to Find a Hilton Head Island Condo Expert. Few agents understand condominiums and the individual buildings. You should find someone who has experience in this area and well versed in the condominium buying process.  It is advisable to find someone who is very capable in answering questions you have about specific buildings, and possibly suggest other buildings that meet the criteria you provide.  Doing this will help you to avoid many potential pitfalls during your search for a condo for sale in Hilton Head Island area.

When purchasing a condo, you become a member in the condominium association.  Condominiums are run a lot like a corporation.  One item you should have a firm grasp on is the financial condition of the association you are joining.  An experienced agent will not only be able to help you gain access to the condo docs, budget, Frequently Asked Questions, and end of year financials.  They will be able to walk you through these documents.  It is possible you are looking at documents like this for the first time and could use the eyes of someone who has done this many times before.  It is not uncommon for some condominium owners to be surprised months after closing to find out things about the association they were not aware of during the contract process.   These surprises can easily be prevented with the help of a knowledgeable agent and reviewing the condominium association information.

It may also be helpful to become familiar with the expenses related to condominium ownership. Some people find that looking at easy to read historical graphs is helpful.  If you are reading this and you are interested in Buying a Condo in Hilton Head SC for personal use or for investment purposes, we would love to assist you in finding the perfect Condo that meets all of your needs.

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