The Bluffton real estate market has definitely seen a spike in home sales in recent months. In fact, it has seeing a huge spike in homes that are priced at $250k and under. No matter if you are looking at homes for sale in in Bluffton, or you want to sell your Bluffton home; now is definitely the time to do so!
Homes for Sale in Bluffton Under $250k
Although, there has been an overall market increase in home sales in the Hilton Head and Bluffton area, it seems that most people are looking at the homes for sale in Bluffton that are priced at $250k and under. “This seems to be the most popular price range in our area that folks are gravitating towards,” said Dufrene Group owner and realtor Anthony Dufrene. “In some cases, homes in this price range are literally selling in less than a week! The demand for these moderately priced homes is showing us that the economy here in Bluffton is booming and that families are looking for affordable homes in family friendly neighborhoods to make some roots here in the Low Country. This is a great thing for our area!”
If you have been looking at the homes for sale in Bluffton and are thinking about buying, there simply is not a better time to take advantage of the market before home prices begin to rise. Let the Dufrene Group, an experienced Bluffton realtor, show you the available homes for sale in Bluffton and make some roots of your own in this beautiful area.
Thinking of Selling Your Home?
If you have been considering selling your Bluffton home, now is also the perfect time. With the spike in the area’s real estate market, it is obvious Bluffton real estate is in high demand. If you plan to list your home for $250k or less with a realtor in Bluffton, you will most likely see a fast sale with several interested buyers. If you’d like to list your home for sale in Bluffton, The Dufrene Group would love to be your Bluffton realtor, and has the experience and drive to get you the best deal possible.
The Dufrene Group – Your Experienced Bluffton Real Estate Experts
We are excited about the Bluffton real estate market and would love the opportunity to be your realtor in Bluffton. The Dufrene Team has the leadership, negotiation skills and professionalism you want representing you in the sale or purchase of your home. Contact us here or give us a call at (843) 707-2267 to get started today!
If you are as excited as we are about the new Latitude Margaritaville community coming to the Hilton Head area, you will be thrilled about what the builder, Minto Communities, has planned for this new neighborhood in Hardeeville! I am happy to be a Latitude Margaritaville Realtor and am very excited to show you this new over-55 community!
Your Bluffton Realtor Can Help You Live Life Like a Jimmy Buffett Song at Latitude Margaritaville
Of course, Jimmy Buffett and his laid back Margaritaville lifestyle are the inspiration for the new Hilton Head area Minto Community. In partnership with Margaritaville, Minto will create this wildly original Latitude Margaritaville community – where life rolls easy, neighbors are friends, and the party never ends. If you want to be a part of the fun, I’m the Bluffton realtor that can make that happen!
About the New Margaritaville Latitude Homes for Sale
If you’re like everyone else, you’re dying to know more about the Margaritaville Latitude homes for sale. These Minto homes are designed to be low-maintenance, which means residents have more time to enjoy all the fun and recreation! Design features include open floorplans, indoor-outdoor living spaces, and the latest technologies. Flexible room options are designed to meet the lifestyle needs of individual homeowners. And every Latitude Margaritaville home includes a wide array of premium features.
In addition, the new Latitude Margaritaville homes will be 30% more efficient than most new homes today and 60% more efficient than a typical used home. Minto has won numerous awards for green building and energy efficiency and Latitude Margaritaville homes continue with this standard.
Want to Take a Look at the New Margaritaville Latitude Community?
As a Latitude Margaritaville realtor, I’d love to tell you more about the community, the amenities, the expected move in dates, home prices, and more! If you’d like to learn more about the Margaritaville Latitude homes for sale, contact me today! I would love to be your Bluffton realtor and help you find your piece of paradise at Margaritaville Latitude in Hardeeville, SC.
Do You Know Which Type of Home Loan is Best for You? Your Bluffton Realtor Can Help
Buying a home and getting a mortgage can be confusing, especially if you’ve never done it before. There is no need to stress, you just need a friend with experience to guide you. That’s where I can help. I am a Bluffton realtor and can assist you every step of the way in the home buying process from mortgage referrals to closing on your dream home.
The first step in buying a home is to get approved for a mortgage. There are a variety of different types of loans available for Bluffton homes for sale for qualified buyers.
Types of Home Loans
Fixed vs. Adjustable Rate
One of the first loan decisions you must make is whether you want a fixed-rate or an adjustable-rate mortgage. (ARM).
Fixed-Rate – Loan maintains the same interest rate and monthly payment for the entire loan repayment term.
Adjustable-Rate – Loan has an interest rate that will adjust/change each year after an initial period of remaining fixed.
Next, you will need to decide about other types of loans including government-insured home loans like FHA and VA, as well as regular conventional loan.
A conventional home loan is one that is not guaranteed or insured by the federal government in any way.
There are several types of government insured home loans:
FHA insured loans are available to all types of borrowers. The government protects the lender against losses and the borrower gets a low down payment, but must pay mortgage insurance each month. .
The U.S. Department of Veterans Affairs (VA) offers a loan program to current and past military service members and their families. This government backed loan means the VA will reimburse the lender for losses. Borrowers typically receive 100% financing on home purchases.
USDA / RHS Loans (Many Homes in Beaufort Country Qualify for This)
The United States Department of Agriculture (USDA) offers a loan program for rural borrowers who meet certain income requirements. Much of the Beaufort County area qualifies for the USDA/RHS loan. If you want to know if certain Bluffton homes for sale or Hilton Head homes for sale qualifies, contact me here.
Please note that borrowers can combine types of loans as follows: You may decide to choose an FHA loan with an adjustable rate mortgage or possibly a fixed interest rate on a conventional home loan. There are many options.
Need Help Sorting Through the Mortgage Process?
The team at the Dufrene Group knows it all probably seems so overwhelming. It’s very important to educate yourself about the process of buying a home, so you’ll get one you love and that’s comfortable for your budget. As an experienced realtor in Bluffton, it is my job (and privilege) to help you understand the loan process and get qualified to buy a home in Bluffton.
Please contact me for more information and feel free to check out the Bluffton homes for sale and the Hilton Head homes for sale. If you see any you are interested in, I’d love to take you on a tour. We are here to answer any questions you have, and are ready and willing to help guide you through the process.
Want to Buy a Home in Bluffton, SC? Check Out these New No Money Down Mortgage Programs
If you are in the market to buy a new home, you will be thrilled to know that the days of little or no money down payments for home buyers are back! In recent housing news, several national lenders are offering huge incentives to home buyers Now is the time to buy a Home in Bluffton, SC and plant some roots in the beautiful SC Lowcountry! As your experienced Bluffton realtor, I can help!
The New Mortgage Programs You Don’t Want to Miss
Recently, many national mortgage lenders have been offering home buyers the chance to get a loan with as little as a 1% down payment and even zero-down home loans. This is a great opportunity to get a Bluffton realtor and find the perfect Hilton Head Island or Bluffton, SC house for sale. There simply could not be a better time to become a homeowner!
Your Bluffton Realtor- The Dufrene Group – Can Help You with Both of Those Things!
The Dufrene Group can help you understand the home buying process from beginning to end. We can help you every step of the way when you buy a home in Bluffton or Hilton Head Island and are ready to assist you.
First, we will help you understand the mortgage process and the special programs offered. We know that the mortgage approval process can be intimidating to many buyers, and our team of Bluffton realtors can help guide you through the process.
Next, (this is the FUN part) once you are pre-approved by your lender, we can show you all the available Bluffton, SC homes for sale in your price range and take you on a tour of your favorites! We can show you a variety of neighborhoods and home styles and let you see what Bluffton has to offer. In fact, you can start looking at local homes for sale right now!
Please contact the Dufrene Team at (843) 707-2267 or via email here to learn more about the special mortgage programs and get pre-approved to buy a home in Bluffton, SC today!
Whether you are thinking of purchasing a year-round home to live in, a vacation home to visit in your free time, or property for an investment for your retirement, now is the perfect time to consider buying in beautiful Bluffton, SC.If the sunsets on the May River, the quaint village of Old Town, and the close-knit community aren’t enough to entice you, it might interest you to know that buying a house in Bluffton is a great investment, with housing prices seeing a steady increase over the past couple of years.
I know, as a father and experienced real estate agent, Bluffton SC makes perfect sense as a family friendly community to settle down in and make roots. Market analysts suggest that now is the perfect time to buy in Bluffton and indicate that looking sooner rather than later for your Bluffton home is strongly suggested due to the area’s soaring real estate market. Bluffton is a great place to be and the statistics are proving that people are starting to realize that!
Why Buy Now?
According to recent reports, Bluffton is now the fastest growing city (town) in South Carolina and I have seen, with my experience as a real estate agent, Bluffton, SC home prices are rising while the available inventory is quickly dwindling. We are seeing amazing numbers as the result of home sales in Bluffton, SC and expect the market to continue to climb. You will get the very best price on your Bluffton home if buy NOW, before the anticipated price increase.
Ready to Call Bluffton, SC Home? I’m the Bluffton, SC Real Estate Agent You Need
If you already live in the area, you are familiar with how wonderful of a community Bluffton is. If you are considering an upgrade to a larger or newer home, I’m just the Bluffton, SC real estate agent you need working for you.If you are thinking of moving to the area, I am also an experienced relocation realtor in Bluffton and would love to show you around so you can see what Bluffton has to offer.If you are ready to make Bluffton your home or are looking for a great investment opportunity, please don’t hesitate to contact me and let me show you homes in beautiful Bluffton, SC!
Jimmy Buffett’s New Latitudes Community Brings a Taste of Margaritaville to the Lowcountry
If you love the idea of living your life like a Jimmy Buffett song, the new Latitude Margaritaville community for folks 55 and over is set to open in Hardeeville in 2018 and is sure to be a hit with those seeking the tropical, laid back lifestyle Buffett’s endeavors are so popular for!
The new 2,739-acre Latitude Margaritaville will be built on US 278 in the former Hilton Head Lakes community and will feature a variety of different types of homes with a resort oriented lifestyle. The amenities are world class and include a resort themed pool, high end fitness center, game and hobby rooms, tennis and pickleball courts and even a Margaritaville Restaurant and other retail and entertainment opportunities.
Latitude Margaritaville Coastal Style Homes
Not only will the New Latitude Margaritaville be a fun community to live in, the homes will be spectacular. The design of the new homes will be heavily influenced by the SC coast and will ooze Southern charm with unique coastal architecture.
The community plans include 3,000+ homes with many different floor plans and designs to choose from with home prices starting in the low $200’s. Development of the community will begin immediately with model homes opening in early 2018.
Want to Live in the New Latitude Margaritaville Community? I Can Help with That!
If you want to explore the real estate opportunities in the New Latitude community, all you need is pair of flip flops, a fun-loving attitude, and a realtor for Margaritaville in Hardeeville!
Looking to find the best realtor in Bluffton to show you around this exciting new community and introduce you to all it has to offer? I can help with that! If you’re ready to escape to a Margaritaville state of mind, I’d love to be your realtor for Margaritaville in Hardeeville and help you find the home of your dreams.
It is my goal to be the #1 realtor in Bluffton and to help you with your real estate needs in any way I can. I am experienced in the Bluffton, Hilton Head, and Hardeeville real estate markets and look forward to helping you escape to the perfect laid back Margaritaville lifestyle on the beautiful SC coast.
For more info go to: https://www.latitudemargaritaville.com/
No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are our best tips to buying a home.
1. Know your Buying Power
First, understand the hidden costs of buying a home. You will need to save not only for the down payment of your home – which is typically between 10%-20% of the offer price – but also for any additional transaction fees, such as transfer tax, PMI, title insurance, and legal fees.
Second, you need to figure out what you can realistically afford each month to understand how much house you can buy. Your mortgage rate will depend on your creditworthiness – if you have a high credit score, your lender will likely approve you for a lower mortgage rate, which can save you thousands of dollars per year in interest.
2. Fix Your Credit
When you apply for your loan pre-approval, you don’t want to have anything to hide on your application. So don’t lower your credit score by doing anything that will originate more inquiries into your credit. For example, don’t open any new credit cards. Also, don’t omit any debts or loans when you apply. If the loan officer discovers them in the application process, they may deny you a pre-approval.
Don’t raise any red flags with your creditworthiness in the weeks before closing. Any one of these moves could mean that you’re denied the loan and the deal falls through – even if you’ve already been pre-approved!
3. Work with a Knowledgeable Buyer’s Agent
Do you understand what kind of market you are buying into? Even within a city’s limit, there can be micro markets that are increasing or decreasing in value.
That is why it’s important to hire a highly competent real estate agent who knows the specific market. You want to make sure that the professional who you’re working with really understands what the market is like and will help you find the home you desire.
Request a Buyer’s Market Analysisfor the desired area you are looking at. A buyer’s market analysis report outlines which neighborhoods are still up and coming – with potential for increased property value – versus those that have peaked with inflated home prices. Having this analysis at your fingertips will help you know if a home’s list price is above comparable properties so you don’t overpay for a home.
Looking for a home in the Hilton Head Island – Bluffton area? Let me help you find the home of your dreams. I am well versed in this real estate market, and can provide you with a buyer’s market analysis to help you find the right neighborhood for you. Contact Me today!
Are you thinking about buying a Home in Bluffton SC?
If so, you are making a great move. Bluffton SC has so much to offer. There are still many homes for sale in Bluffton SC for under $200,000. Within the Beaufort County, zip code 29910, there are homes available in communities with an HOA and several properties with NO HOA. Bluffton SC is an absolutely wonderful place to live with a small town feel, yet many of the amenities of a much larger city.
Click here to view a full list of available homes in the Bluffton SC market under $200k.
When looking for a home it is important to pace yourself so you will find the perfect place. Finding and buying the right home is a highly personalized process, and it all begins by identifying your needs. The property you buy will be much more than a house; it will be your home.
Please contact me with any questions you have about real estate or Lifestyles in Bluffton SC. My goal is to take you through the home purchasing process, making it as efficient, stress-free and successful as possible.
Get an understanding of how the loan process works. Below we’ve outlined the steps to securing financing for your Hilton Head SC home.
1. Sort and organize all necessary documents
Lenders will request a long list of documents when you apply for a mortgage, so getting them ready early will save you time. What they want to see is proof that you can repay your loan, which includes documents such as a record of your employment, bank statements, tax returns, credit checks, and pay stubs. They’ll also take into consideration costs such as child support and alimony payments. The more information you can provide about your income, the better. If you have debt, your credit check should show that you’re regularly working towards paying it off.
2. Get pre-qualified or pre-approved
Getting an idea of how much of a loan you qualify for can happen in two different ways. The first is to get pre-qualified, which means the lender takes a quick look at your files and gives you a price range.
Pre-approval is lengthier, and while you do have to wait, we almost always recommend getting pre-approved for a mortgage. It shows that you’re able to buy, which can give you a leg up during the negotiation stages.
Either way, knowing what you can afford will save you time when searching for homes, not to mention help keep expectations in sight.
3. Set up the loan
From the length of the loan to the rates and fees, there’s a long list of items to consider when you’re putting together a loan. This is there your loan officer will really lend a hand. This tedious process is often simplified when you, the officer, and your REALTOR work together to put together a loan that meets your needs.
4. Finalize approval
Now that you have the house of your dreams in sight, your loan officer will return to all of the documentation you supplied during the pre-approval or pre-qualification steps. They’ll look at employment, credit, and other assets. If they request any more documents, provide them as quickly as possible.
It’s important to avoid making any large purchases until the loan closes, so you don’t set off any red flags. Now you can schedule your closing date and time!
5. Close on the loan
Closing on the loan means sealing the deal on your financing. All of the final documents will be signed, typically with a notary present. Double check the loan amount and all other terms, including the interest rate. Look at details as simple as your name and address; you don’t want any hiccups. Pay your closing costs and down payments, and you’ll be on your way!
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home’s sale price, the term of the loan desired, buyer’s down payment percentage, and the loan’s interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.
Located in Bluffton, South Carolina, Hampton Lake is a consecutive winner of the national Best in American Living Award (BALA) for “Best Community in America” and “Best Community Facility.” This Community offers one of the finest amenity packages in the Low Country. Behind the gates is a wide variety of home styles to choose from, whether you are retiring, looking for a second home or a welcoming community for your family.
There is 165-acres of freshwater lake that includes 7 miles of navigable waterways and 15 miles of shoreline. The lake, together with approximately 340 surrounding acres of nature preserve, creates over 500 acres of open space in the just over 900-acre community. Most lakefront homes and lots will accommodate boat slips for easy backyard access to all the lake offers. Hampton Lake’s is only minutes from Hilton Head Island, Beaufort and Savannah.
Hampton Lake offers many amenities to its residents, including:
906 acres (362 hectares)
24-hour manned gatehouse
The Lakehouse Amenity Village includes indoor and outdoor gathering places, Backwater Bill’s Lowcountry-casual restaurant, the Tower Bar and more.
Large state-of-the-art fitness center offers expert personal evaluation and training with a focus on preventive methodology, group programs, Pilates class, cardio room, hydro-jet pool and Gyrotonics.
The full-service spa offers the latest in massage therapy, treatments and pampering including hot stone and deep muscle massages, pedicures, manicures and facials.
A limited number of Equity golf memberships are available at the neighboring community of Hampton Hall, offering a classic links style Pete Dye Signature Golf course, and at nearby Berkeley Hall, with 36 holes of Tom Fazio “core” golf and one of the finest practice facilities and learning centers in the world.
Doc’s Boathouse is home to a variety of environmentally-friendly, quiet watercraft for member use: kayaks, canoes, Carolina Skiffs, Duffy Boats and a Sun Tracker. Or launch your personal boat (up to 22 feet in length with a boat motor size to about 25 hp) from Doc’s or your private dock.
The lake has been designed with a variety of underwater habitats to enhance fish production of Tiger Bass (Largemouth Bass), hybrid Striped Bass, Copper-Nose Blue Gill, and Shellcracker. The Tackle Box adjacent to Doc’s is your one stop shop for all of your bait and fishing needs. And don’t miss Mother Nature’s eco-museum for a sneak peek of the fish and wildlife you’ll encounter on the lake.
Approximately 9 miles of hiking and biking trails and boardwalks wind throughout the 340-acre Nature Preserve, along the shore of the 165-acre lake and around the perimeter of the community.
Enjoy Adventure Lagoon, a family-oriented resort-style pool with a lazy river; The Cool Pool, an adults-only pool with private shaded cabanas; Shrimp’s Puddle, a children’s water play area with squirting pelicans and bubblers; or the lakefront sandy beach with fire pits.
The Outpost includes covered sites for 4-8 person tents, picnic pavilion, fire rings, bathhouses, fishing rod stands, clothes drying racks, canoe and kayak storage and launch.
Dogpaddle Park includes an over-sized fire hydrant convenience station and picnic/rest shelters.
Priced from the high $300,000s to $1 million+
Lots For Sale
Priced from the $90,000s
Homes For Sale
Priced from the low $300,000s to the $1 million+